Today was a bankruptcy day! Hubby and I had bankruptcy court today and I was nervous so inspite of being about to sleep in today, I was awake at 9am. The funny part is hubby must have been up earlier because when I got up and went downstairs, the dogs stayed in bed and didn't follow me. In fact I came back upstairs to check and make sure they were inside because they always go downstairs with me.
Since we had gotten about 10 inches of snow yesterday and everything closed down, I started watching the screen scroll on the news to see if hubby's school was going to be closed with all the rest of the schools that were closed. There was a lot of closures and finally hubby's school came up. Everybody listed was closed and hubby's school was only delayed for 2 and a half hours. I sat and watched the news for a while and played on the computer, deleting emails and looking on facebook. About 10am I got a call and when I answered there was a recording saying something. Once. I thought it said that due to road conditions, Colorado Technical School was closed. Then hubby's phone rang and luckily it was the same recording so we knew it was school closing. Yeah! That meant that hubby didn't have to take the day off as a vacation day, it was a snow day!
So we got something to eat and got ready to go. We were leaving an hour and a half early to head downtown for the Bankruptcy Court at 230. The roads were snow packed and icy. We went very slowly heading downtown. Now the courthouse was in a different place than the address we had on the paperwork to report to today. So we went to the address and found the building. We found parking and went inside.
The attorney told us that if we wanted to see what we would be doing, we could watch the people before us. And we did. I brought my crochet to work on and sat and did that while listening to the trustee ask questions to the different people. Some had simple cases, didn't have assets and owed a lot of money. Some had complicated situations and the trustee asked lots of questions and wanted a lot of additional paperwork and stuff. Those people got told what else to give the court for review and got rescheduled to come back in April. One guy was up there for a long time and still had to get a lot more information and come back in April.
Our attorney showed up minutes before we were due to be called up and we met with him outside the court room. We signed a couple of pieces of paper that the court needed and he gave us the rundown on what was going to happen, answered our questions and in we went.
The trustee called us up. He asked if any of our creditors were there and none were. That was a good sign, nobody was contesting the bankruptcy. The trustee went through our paperwork and asked some questions about our taxes and past refunds, then about our current 2014 taxes, which we have not filed yet. He asked us a couple of more questions but since the only real asset we have is the house, our cars are 15 years old and older, there wasn't a whole lot of things we owned. So we were done. The attorney met with us after and said in about 75 days he would get a letter from the court saying our debt was discharged.
We left feeling so much lighter and left to go to the store on the way home. We were picking up a few things to make lasagna when we got home. Meatless. We also got potatoes so later this week I can make potato, ham and onion soup. That way Frank, who will be watching the house when we are gone to our daughter, Sarah's, will have something to eat.
No comments:
Post a Comment